Health and life insurance that makes sense.
Whether you're covering yourself, your family or your business, I'll help you compare private plans in plain English and pick coverage that fits your budget.
- Independent agent
- No cost to work with me
- Enroll any time of year
One agent for your whole household, from your first plan to your next life change.
Who I work with
Anyone who needs coverage outside of a job-based plan, at any stage of life.
Individuals
Coverage that fits your doctors, prescriptions and budget.
Families
One plan for you, your spouse and your kids.
Self-employed
No employer plan? You still have good options.
Small business owners
Coverage for you now, and your team as you grow.
Private health insurance
Plans built around how you actually use healthcare, and many can start any time of year.
- Year-round enrollment. Many plans don't make you wait for a yearly window.
- PPO networks. See the doctors you want, often with no referrals.
- Prices that reward good health. Healthy people can often pay less.
- Short-term options. Bridge a gap between jobs or other coverage.
- Supplemental protection. Accident, critical illness, hospital, dental and vision.
Every plan is different. Some ask health questions, and some limit coverage for pre-existing conditions. Before you sign up, I'll walk you through exactly what's covered and what isn't, so there are no surprises later.
Explore health insuranceLife insurance
Make sure the people who depend on you are taken care of, no matter what.
- Term life
- Affordable coverage for a set number of years, like while you raise kids or pay off a mortgage.
- Whole life
- Lifelong coverage with steady premiums that builds cash value over time.
- Universal life
- Lifelong coverage with more flexibility in what you pay and how much coverage you keep.
How it works
Most people are done in one phone call.
Tell me about you
Fill out the short quote form or give me a call. It takes about two minutes.
Compare your options
I'll walk you through the plans that fit, in plain English, including what they cost.
Get covered
Pick the one you want and I'll help you enroll. I'm still here when you have questions later.
Why work with me
You get a real person who works for you, not a call center.
I'm independent
I compare plans from multiple insurance companies, so you're not stuck with one.
It's free to you
There's no fee for my help. I'm paid by the insurance company you choose.
Plain English
No jargon and no pressure. You'll know exactly what you're buying.
I stay with you
Questions, claims or changes later? You call me, not a 1-800 number.
Common questions
Does it cost anything to work with you?
No. There's no fee to talk with me, get quotes or enroll. Agents are paid a commission by the insurance company you choose.
Prices are set by the insurance companies, not by me, so working with me doesn't add to your premium.
When can I sign up for health insurance?
Many private health plans can be bought any time of year, and coverage can start quickly, sometimes as soon as the next day. A few plan types only enroll during set times of the year. I'll tell you which options are open to you right now.
Are pre-existing conditions covered?
It depends on the plan. Some plans cover them fully, while others, like many short-term plans, may exclude or limit coverage for conditions you had before you enrolled. I'll explain exactly what each plan does and doesn't cover before you decide.